Home Finance

Building a new home is an exciting milestone, and feeling confident about your finances can make the journey even more rewarding. Whether you choose Livi Lending, Burbank’s trusted lending partner, or work with a lender of your choice, understanding your home finance options from the outset can help you move forward with clarity and peace of mind.

From selecting a home loan that suits your circumstances to navigating construction loan payments, progress claims and key milestones, we're here to help make the process feel simple and transparent. Working alongside you and your chosen finance provider, Burbank helps keep everything aligned so you can focus on what matters most, bringing your new home to life.
 

Discover Home Finance

Seamless Home Building Starts Here

Burbank has partnered with Livi Lending to simplify and streamline the home building experience by integrating tailored finance solutions into your building journey.

Livi specialise in first home buyers and new builds, backed by real construction know-how, as well as supporting investors and a wide range of home loan needs.

With access to more than 60 lenders, we match the right loan structure to your goals, budget, and timeline. We manage the process end to end – paperwork, follow-ups, and lender coordination.

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Building Your New Home? We Specialise in New Build Loans

Building a new home is exciting, but it comes with extra moving parts – progress payments, timelines, and lender check-ins. As construction loan specialists, we’ll set up the right loan structure, stay involved through each stage, and help you navigate any changes during the build.

First Home Buyers

We help make financing your new build easy to understand. Our finance partners will explain your loan options, help set your budget and manage the lender process.

With access to 60+ lenders, they’ll find a loan that suits your lifestyle and budget, while also helping identify grants, schemes and stamp duty relief you may be eligible for.

Construction Loans

We specialise in construction loans, and the additional requirements that come with that – like progress payments, build timelines, and lender requirements.

Our finance Partners at Livi Lending stay with you from pre-approval through to completion, manage the paperwork and follow-ups, and step in quickly if anything changes along the way.

Upgrading

Ready for your next move? It’s important to understand your borrowing power, available equity, upfront costs and loan options.

We’ll help you navigate the finance process, choose the right solution and make your move to a new home with confidence.

Knock-Down Rebuild

Starting fresh on the same block? We’ll guide you through the knock-down rebuild finance process, help structure your loan around each build stage and work with lenders on your behalf, making it easier to manage costs, approvals and your new home journey.

Investment Loans

Whether you’re purchasing your first investment property or growing your portfolio, our finance partners will help you understand your options, choose the right loan structure and create a strategy that supports your long-term goals, maximises opportunities and sets you up for future investment success.

Refinancing Your Home Loan

Looking for a better rate or more flexibility? Livi will review your current home loan, compare your options and help you refinance with confidence.

Our partners manage the process from start to finish, making the switch simple and hassle-free.

The Seamless Home Finance Process

Your build moves through a series of construction milestones. Livi supports you at each stage by helping manage progress payments and lender requirements, so the finance side keeps pace with your build.

Your Mortgage Calculator

Burbank’s finance calculators make it simple to explore your borrowing capacity and take the first step toward building your home - whether you’re planning your budget, finding ways to save on interest, or estimating repayments, our tools give you clarity at every stage.

Home Finance Frequently Asked Questions

Whether you're buying your first home, upgrading or investing, understanding the home finance process can help you make informed decisions with confidence. Below are answers to some of the most common questions our home lending specialists receive about home loans, borrowing power and the application process.
 

The documents you'll need will depend on your circumstances, but most lenders will ask for proof of identity, recent payslips, bank statements, details of your savings and information about any existing debts or financial commitments. If you're self-employed, you may also need to provide tax returns and financial statements. A home lending specialist, like our partners at Livi Lending, will let you know exactly what's required and guide you through the home finance process from start to finish.

Improving your borrowing power often starts with reducing existing debts, maintaining a strong savings history and having manageable day-to-day expenses. Lenders will also consider your income, employment stability and credit history when assessing your home loan application. Before applying, it's worth speaking with a home lending specialist, who can help you understand your borrowing capacity and explore the types of home loans that best suit your circumstances.

There isn't a single credit score that guarantees approval for a home loan, as every lender has different assessment criteria. Your credit score is one factor the lender will consider, alongside your income, employment history, savings and existing financial commitments. If you're unsure where you stand, our partners at Livi Lending, or a finance specialist of your choosing, can review your circumstances, explain your home finance options and help you prepare a stronger application.

There are many types of home loans available, including fixed rate, variable rate, split loans, construction loans and investment loans. The right option will depend on your financial goals, borrowing needs and how much flexibility you'd like throughout the life of your loan. Your lender will explain the different home finance options available and help you choose a loan that's tailored to your individual circumstances.