FAQs

Lots of questions arise when you build a new home. Here we answer some of the most common ones. If you have a question that isn’t answered below, please contact us and we’ll be happy to help!

All Progress Payment are due and payable within 7 days of the invoice date. You will need to forward a copy to your lender for prompt payment. Your lender may have provided you with a form to supply along with the progress claim, if you are unsure, contact your lender. Burbank's bank account details are nominated at the bottom of the invoice for your convenience. Do not forget to include either Your Name or Our Reference or Invoice Number on your EFT.

A State Government tax imposed on the sale of real estate (includes both established homes and land purchases, excludes building contracts) and determined by the sale value. Your solicitor or lender can calculate the stamp duty payable when buying a property.

Costs which arise from placing a home onto your land, including service connection costs. These include levelling of the building area, the importation or exportation of fill as required, connection to sewer and storm water, removal of trees, piering under the slab, connection to power etc

A building permit must be granted before the construction of your new home commences. This ensures the construction plans and engineering comply with all relevant building regulations and have been approved by a registered building surveyor.

A statement specifying a particular use or development may proceed on a specific piece of land.

Also called a Certificate of Occupancy, this document is issued by a Building Surveyor after the final inspection of your new home. It certifies your home is ready to move into.

Developer Approval of your building plans is applied for by your builder on your behalf. The developer will confirm that your new home complies with all estate requirements.
 

This is generally charged if you have a deposit of less than 20%. It’s usually a one-off payment made by the borrower at the time of loan settlement. It’s insurance against the risk of not recovering the loan balance if you, the borrower, are unable to meet your loan payments and the property is sold for less than the outstanding loan balance. This covers the lender not you, even though the lender will pass on the cost of LMI to you. This means you cannot make a claim under the LMI, only the lender can make a claim.

A technique to help level a sloping block prior to construction by using material excavated from higher ground to create platform to build your home on.

 section of land registered on the Certificate of Title providing Council or utility providers right of access to your property. Often pipes such as sewer or storm water are in the easement. You may not build a house or other permanent structure over an easement without consent.

The kerb opening to your lot installed by the Council to allow vehicle access to the property. It is important to check the location of your crossover when siting your new home. It is also important if increasing or relocating the crossover that obstructions such as trees, fences and services are taken into account. Council approval is required for the relocation of a crossover.

Your proposed new home is placed onto your block of land. Your new home consultant will site your home to scale, taking care to comply with the regulatory requirements, including building envelopes and developer guidelines.

Restrictions placed on your land which set the requirements for the size of your new home, including the style or type of materials used. These will be outlined in Section 32 Vendor Statement. Protecting your investment, Covenants regulate the standard of homes in an estate. Most new estates also have specific Developer Guidelines, which the buyer must comply with. Your builder can assist you with these when selecting your new home.

This is an official record of who owns the land and is transferred to the owner upon full payment for the block. 

This is completely dependent on your in-comings and outgoings. Deposits are typically 10-20% of the cost of your selected home, so you’ll need roughly that, plus the ability to ‘service the loan’ (the ability to pay off your mortgage at a steady rate through a full-time job etc.). 

To find out more about your financial position or to develop a savings plan, give the team at National Pacific Finance a bell on 1300 367 721, or speak to your preferred bank or broker as soon as you can.

In certain parts of Australia, securing a block of land to call your own is not that easy. There are hefty delays on land titling in some regions, which means you may purchase the land, but it may not be ready to be built on for another 18 months. In terms of buying land, it’s a good idea to do your research and shortlist the suburbs you can see yourself living in, while also taking into account your budget and the affordability of the desired regions. Then, visiting land sales offices in estates and signing up to receive updates, all while keeping a keen eye on property websites is a great way to remain in the loop with the prices and locations of developing land.

One of the benefits of building with Burbank is our selection of affordable, well located home and land packages. This places one of our finely crafted home designs on perfectly collected land for one price, rather than two. But why would you opt for this? Well, Burbank’s home and land packages are created by our expert team who have selected locations based on their liveability, connectivity and good price. View our current packages. 
House and land packages Melbourne and Victoria
House and land packages Queensland
House and land packages Sydney and New South Wales
House and land packages Canberra and ACT
House and land packages Adelaide and South Australia

We do not have readily built houses to sell. Our house designs are at planning stage. If you are looking for houses already built, check out our Display homes for sale page.

Volume builders are a fabulous choice for the overwhelmed, the on-a-budget, the investors, the first homebuyers, the upsizers and downsizers- what we’re saying is, volume builders are a great choice for every buyer.

Volume builders buy their materials in bulk, meaning they can manage to create more affordably priced homes- ideal for today's buyers. Their process is also fine-tuned and you’ll be working with a team who know exactly how to create your dream home, because we’ve done it so many times before.

Strolling through displays and getting a feel for the type of home you like (and styling) is a fabulous way of ensuring the design you select is perfect for your lifestyle. We have many homes on the ground to give you a feel for the quality and design of our homes.

If you’re building a new home you might be hearing ‘façade’ and wondering what this French sounding word means. Pronounced ‘fa’saad’, put simply, it means the appearance of the front of the home.

A butler’s kitchen is like a small kitchen within your kitchen. A separate area that will usually contain some elements of kitchen functionality too. It may have appliances housed and an additional sink and provide a space to hide all the dishes and mess while the kitchen is used for the entertaining hub.

A walk-in pantry is a storage area in your kitchen with shelving generally for your food or smaller appliances, whereas the butler’s kitchen, as explained above, is more like a small room where you can install the larger appliances and have a workable area and a sink to keep the kitchen free of clutter.

A free-standing bath is a bath that has all four sides exposed. This enables the bath to be placed in anywhere in the bathroom as opposed to an alcove bath that is surrounded by one, two or three walls. They usually sit directly on the floor or are mounted on feet and are not fixed to the floor.

A duplex is a dual occupancy home; a combination of two homes in one where each home shares a common wall. 
Find out more in our blog – link below.

Townhouses are a style of multi-floor home that share one or two walls with adjacent homes but they have their own entrances.

A document between you and your builder which includes details of start and completion dates, new home specifications, contract price and progress payments.

These are support mechanisms usually made from poured concrete and supporting steel under the slab of a home. Often used where there is 'fill' on site. Engineers determine if these are required in the design of your footings.

The angle of a sloping roof, usually expressed in degrees, e.g., 22-degree pitch.

The minimum permissible distance from the front, side, and rear boundaries of the block to your new home.

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